Project Title: Android Lending App Development (Full Ownership Required) Project Description: I am looking for an experienced mobile app developer to build a simple lending application similar to Tala/Skyro (basic version only). This app will be used for a small lending business pilot. Scope of Work: The developer will design, develop, and deliver a fully functional Android lending app with admin access and complete system ownership. Core Features: - User Registration (Name, Phone Number, Password) - Loan Application Form - Admin Approval System (Manual approval) - Loan Tracking (Balance, Due Dates, Status) - Automatic Interest Calculation - Payment Tracking (Paid / Unpaid / Late) - Penalty Computation for overdue payments - Simple and clean user interface Admin Panel (Required): - View all users - Approve or reject loan applications - Monitor payments and balances - View overdue accounts Technical Requirements: - Android App (APK and/or AAB) - Backend system (Firebase, MySQL, or similar) - Secure login system - Basic data protection DELIVERABLES (MANDATORY – FULL OWNERSHIP): The developer MUST provide the following upon completion: 1. Full Source Code (complete project files) 2. APK / AAB file (ready to install) 3. Admin Panel access (with full control) 4. Database access (Firebase / MySQL credentials) 5. Server/Hosting credentials (if applicable) 6. Documentation (basic guide on how to operate the system) Ownership Terms: - I will have 100% full ownership of the app and source code - The developer must not reuse, resell, or distribute this project - No hidden restrictions, locks, or limitations Payment Terms: - Payment will be given in milestones: • 30% – Start of project • 40% – Working demo • 30% – Final delivery with ALL required files Important Notes: - APK only delivery is NOT acceptable - Source code is REQUIRED before final payment - All accounts must be transferred to my ownership Budget: ₱30,000 – ₱50,000 (negotiable depending on experience and features) Timeline: 2–4 weeks preferred Ideal Developer: - Experience in fintech or lending apps - Can communicate clearly - Honest and reliable Goal: This is for a startup lending business. If the project is successful, I may hire again for upgrades. Thank you.