I need a web-based system that handles every stage of a B2B loan—from the first application through final payoff—while keeping a complete, auditable record of each step. Core flow • Borrowers complete an online application that I can send for e-signature by email. • The platform performs a credit pull, adds the report to the borrower’s file, and displays key scores for my review. • Once approved, it generates the contract, sets up an amortization schedule for either interest-only or simple-interest loans, and books the account. • Throughout the life of the loan it tracks principal, interest, and all fees; issues statements; and lets me trigger text or email reminders for payments or delinquency notices. • Collection tools should log every contact attempt and payment arrangement, so the full history is always one click away. Must-haves • Runs entirely in the browser; no local installs. • Users authenticate with email and password. • Modules for application & approval, credit pull & reporting, and full loan management/history are required—these are not optional add-ons. • Searchable archive of documents, notes, and prior communications. • Clean dashboards plus exportable reports (CSV/PDF) for my accountants and auditors. Tech preferences I’m open on stack—Laravel, .NET, Node/React, or similar are all fine as long as the final code is well-documented, secure, and easy to extend. Acceptance criteria 1. Demo environment shows the complete loan cycle working end-to-end. 2. Interest calculations match standard amortization formulas to the cent. 3. All generated contracts and statements render correctly in modern browsers and email clients. 4. Source code, database schema, and deployment instructions are delivered at hand-off. If you have built comparable fintech tools or lending platforms, please tell me which parts you can reuse so we keep timelines tight.