OSHIN CAPITAL – COMPLETE TECH & PRODUCT ROADMAP Brand: Oshin Capital Tagline: Finance For All Purpose: End-to-end fintech, DSA, taxation, HR and payout management platform. 1. USER ROLES & ACCESS • Super Admin (single) • Admin (multiple, role-based) • Finance Admin • Tax Admin • HR Admin • Staff (KYC based) • Partner / DSA 2. CORE MODULES • Authentication & Security • Role & Permission System • Partner Management System • Staff & HR Management • Loans & Financial Products • Government Loan Schemes • Taxation Services Panel • Commission & Payout System • QR Code & Certificate Engine • Payment Collection (UPI QR) • Social Media Integration 3. PARTNER FEATURES • Unique DSA Code • Partner Dashboard • Profile Image Upload • Partner Certificate (PDF) • Partner ID Card • Unique Marketing QR Code • Commission & Payout Tracking 4. STAFF & HR SYSTEM • Staff Onboarding & KYC • Employee ID Card Generation • Attendance Management • Leave Management • Department & Role Assignment • HR Admin Control Panel 5. TAXATION PANEL • ITR Filing • GST Registration & Returns • Company / LLP Registration • MSME / Udyam • ROC Compliance • Trademark & Licenses • Admin can update pricing anytime • Commission mapping per service 6. GOVERNMENT LOANS • PM Mudra Loan • PMEGP • Stand-Up India • CGTMSE • Startup India Schemes • Admin approval workflow 7. PAYOUT & COMMISSION SYSTEM • Product-wise commission slabs • Auto commission calculation • Payout approval system • Monthly / manual payouts • Downloadable payout statements 8. PAYMENT COLLECTION • Company UPI QR Code • Partner uploads payment proof • Admin verification workflow • Status tracking 9. SECURITY & COMPLIANCE • Secure login (OTP + Password) • Role-based access control • Encrypted data storage • Audit logs • Secure document uploads 10. TECH STACK Frontend: React / WordPress Custom Dashboards Backend: Laravel / Node.js Database: MySQL / PostgreSQL Storage: Cloud Storage PDF & QR: Automated generation 11. DEVELOPMENT PHASES Phase 1: Core system, dashboards, partners, taxation Phase 2: HR, payouts, government loans Phase 3: Analytics, automation, mobile app 12. SCALABILITY RULES • Unlimited partners, staff, admins • Single Super Admin only • Modular system for future services This document is intended for developers as the master implementation guide for Oshin Capital platform.