I want to launch a mobile application that offers the same core experience you see on https://www.joola.app, but adapted to my own market. The finished product has to run smoothly on both iOS and Android, with identical feature sets. At minimum the build should cover user registration, detailed profiles, smart matching, in-app chat, booking/calendar management, ratings, push notifications, and an admin panel so I can moderate users and content. Monetisation will come through in-app payments. Because Stripe, PayPal and Square have limited or no support in Armenia, I need your guidance on a reliable gateway that actually works here and full integration of that gateway once we decide on it. I’m flexible on tech—native (Swift + Kotlin) or a cross-platform stack such as Flutter or React Native—as long as the UI is polished and both stores approve the submission. Deliverables • Complete source code for iOS and Android • Secure backend/API with basic admin dashboard • Fully integrated, Armenia-ready payment gateway • Store-ready builds and deployment assistance • Brief hand-over document and one round of post-launch support Acceptance criteria • All joola.app core flows reproduced without crashes • Payments succeed with local Armenian cards • App Store and Google Play approvals obtained When you reply, let me know the stack you prefer, a realistic timeline, and examples of similar matchmaking or payment-enabled apps you’ve shipped.