I intend to launch a lending business and need a customer-facing portal (mobile app and matching web dashboard) that lets me accept, verify and approve loan applications end-to-end. Core flow A customer signs up, receives an OTP, then submits Aadhaar and PAN links, full contact information, a live selfie and fingerprint scan. Every submission must land in a secure database that I alone can access from an admin panel. From there I should be able to review the file, apply my preset interest-rate and tenure rules, and issue either an approval or a rejection. When I approve, the customer should immediately see the sanctioned amount, percentage rate and repayment schedule. Must-have features • OTP-based sign-up and login • Real-time Aadhaar and PAN link capture (API integration, not just images) • Contact details collection with validation • Selfie and fingerprint verification (device biometrics or external SDK) • Dedicated admin dashboard showing applicant queue, KYC status, rule-based eligibility, and one-click approval • Secure, encrypted storage and role-based access control • Simple settings area where I can adjust interest percentages, maximum amount, repayment period and legal T&C wording Technology is flexible as long as the build supports Android phones first (iOS and web are a bonus) and keeps personal data fully encrypted in transit and at rest. Source code, deployment instructions and a brief hand-off session will complete the job.