Proffered Language : Russian I want a single Telegram bot that taps into both Stripe and Square APIs so I can quickly upload a large list of customers with their saved payment methods and then handle day-to-day billing inside the chat. The core workflow is straightforward: I drop a CSV or paste JSON with customer details, and payment method, the bot pushes everything to the chosen gateway, and I can immediately initiate charges or subscriptions without ever leaving Telegram. Key capabilities I need inside the bot: • Add new customers in bulk or one-by-one and store their default payment method on Stripe or Square. • Trigger one-off payments or create simple recurring charges. • Fetch and display lightweight reports—latest transactions, failed payments, basic revenue totals—all directly in the chat. Authentication should exist only where it matters. General actions such as starting the bot can stay open, but anything that reveals reports or initiates a charge must require a secure login step (Telegram username whitelist, OTP, or another sensible method you propose). Please build with official Stripe, Square, and Telegram Bot APIs, handle webhooks so status updates appear in real time, and keep the codebase clean and documented. Deliverables 1. Fully functioning Telegram bot (source code + deployment guide). 2. Simple setup script for webhook URLs and environment variables. 3. Short user manual covering import format, payment commands, and auth flow.